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CREDIT RESTORATION SERVICE AGREEMENT

This is an Agreement between SB Financial Consulting, LLC (hereinafter also referred to as “COMPANY”, “we”, “us”, “our” “SBFC” and or SB Financial Consulting), and in which is a credit restoration company specializing in credit report auditing, credit consulting, and dispute resolution / restoration services; AND the Client printed and signed herein (also referred to as “You”, “your”, “his/hers”, “him/her”, “he/she”), an individual who has voluntarily sought out COMPANY and who desires to utilize COMPANY’s services, and who is willing to provide payment to COMPANY, as set forth herein, in exchange for services rendered as outlined in this Agreement. COMPANY will attempt to assist Client with correcting erroneous errors and other questionable or misleading data found in Client’s credit reports by challenging the credit items in which Client has identified as inaccurate, unverifiable, incomplete, obsolete, questionable, and/or misleading. We will NOT attempt to negotiate your debt, consolidate your debt, or collect monies to make payments on your debt. Our services are strictly limited to those outlined in this Agreement.  NO REFUNDS.